Affirm Holdings, Inc. Income Statement
AFRM / Financials|7 years of annual SEC 10-K data (FY2019-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 7 fiscal years. All figures from audited SEC 10-K filings.
Affirm Holdings, Inc. reported $3.2B in revenue and $52M in net income for FY2025. Revenue has grown at a 51.7% compound annual rate over the past 6 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Revenue | $3.2B | $2.3B | $1.6B | $1.3B | $870.5M | $509.5M | $264.4M |
| SG&A Expense | $545.1M | $525.3M | $586.4M | $577.5M | $383.7M | $121.2M | $88.9M |
| Operating Income | -$87.3M | -$615.8M | -$1.2B | -$866.0M | -$383.7M | -$107.8M | -$127.4M |
| Interest Expense | $425.5M | $344.3M | $183.0M | $69.7M | $52.7M | $32.3M | $25.9M |
| Income Tax | $9.3M | $2.2M | -$3.9M | -$17.4M | -$2.3M | $376.0K | $36.0K |
| Net Income | $52.2M | -$517.8M | -$985.3M | -$707.4M | -$441.0M | -$112.6M | -$120.5M |
| EPS (Basic) | -$3.34 | -$2.51 | -$3.34 | -$2.51 | -$2.78 | -$2.63 | -$2.84 |
| EPS (Diluted) | -$3.34 | -$2.51 | -$3.34 | -$2.51 | -$2.94 | -$2.63 | -$2.84 |
| Shares Outstanding | 295.3M | 281.7M | 295.3M | 281.7M | 159.2M | 47.9M | 47.3M |
| Operating Margin | -2.7% | -26.5% | -75.6% | -64.2% | -44.1% | -21.2% | -48.2% |
| Profit Margin | 1.6% | -22.3% | -62.1% | -52.4% | -50.7% | -22.1% | -45.6% |