Company / Profit Margin
Affirm Holdings, Inc. Profit Margin History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
1.6%
FY2025
5-year range
-62.1% / 1.6%
FY2021-FY2025
Trend
+107.3%
vs FY2024
Sector context
#248 of 280
Financials
What the data says
Affirm Holdings, Inc.'s profit margin of 1.6% is lower than 89% of companies in the Financials sector (FY2025). Profit Margin has fluctuated over the past 7 years, ranging from -62.1% in FY2023 to 1.6% in FY2025.
Based on SEC 10-K filings.
1.6% in FY2025 with a 5-year CAGR of +23.7%.
Improved from -62.1% to 1.6% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +23.7pp
- 5-Year Change
- +23.7pp
- 10-Year Change
- -
Sector benchmark
Bottom 11% in FinancialsTop 89% of 280This company 1.6% Sector average 69.8%
▼
-97.7% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 107.3% year-over-year.
- Currently 68.2pp below the Financials sector average.
- Lowest profit margin in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.6% | +107.3% |
| FY2024 | -22.3% | +64.1% |
| FY2023 | -62.1% | -180.8% |
| FY2022 | -22.1% | +51.5% |
| FY2021 | -45.6% | -106.2% |
| FY2020 | -22.1% | +51.5% |
| FY2019 | -45.6% | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026