Company / Operating Income
Affirm Holdings, Inc. Operating Income History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Income
-$87.3M
FY2025
5-year range
-$1.2B / -$87.3M
FY2021-FY2025
Trend
+85.8%
vs FY2024
Sector context
#104 of 118
Financials
What the data says
Affirm Holdings, Inc.'s operating income of -$87M is lower than 88% of companies in the Financials sector (FY2025). Operating Income has fluctuated over the past 7 years, ranging from -$1.2B in FY2023 to -$87M in FY2025.
Based on SEC 10-K filings.
-$87M in FY2025.
Improved from -$1.2B to -$87M over the past 2 years.
Financials sector context is included.
Operating Income over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 12% in FinancialsTop 88% of 118This company -$87.3M Sector average $1.1B
▼
-107.8% below sector average
Key checks
Key Insights
- In FY2025, operating income increased 85.8% year-over-year.
- Ranks #104 out of 118 companies in the Financials sector.
- Lowest operating income in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$87.3M | +85.8% |
| FY2024 | -$615.8M | +48.7% |
| FY2023 | -$1.2B | -1014.1% |
| FY2022 | -$107.8M | +15.4% |
| FY2021 | -$127.4M | -18.2% |
| FY2020 | -$107.8M | +15.4% |
| FY2019 | -$127.4M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026