Company / Interest Expense
Affirm Holdings, Inc. Interest Expense History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$425.5M
FY2025
5-year range
$25.9M / $425.5M
FY2021-FY2025
Trend
+23.6%
vs FY2024
Sector context
#73 of 218
Financials
What the data says
At $425M, Affirm Holdings, Inc.'s interest expense ranks #146 of 218 in the Financials sector. Interest Expense has increased for 4 consecutive years, from $26M in FY2021 to $425M in FY2025.
Based on SEC 10-K filings.
$425M in FY2025 with a 5-year CAGR of +67.5%.
Increased from $183M to $425M over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +136.1%
- 5-Year CAGR
- +67.5%
- 10-Year CAGR
- -
Sector benchmark
#146 of 218 in FinancialsTop 67% of 218This company $425.5M Sector average $946.4M
▼
-55.0% below sector average
Key checks
Key Insights
- Affirm Holdings, Inc.'s interest expense has grown for 4 consecutive years.
- 5-year CAGR of +67.5%, indicating consistent growth.
- In FY2025, interest expense increased 23.6% year-over-year.
- Ranks #73 out of 218 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $425.5M | +23.6% |
| FY2024 | $344.3M | +88.1% |
| FY2023 | $183.0M | +466.3% |
| FY2022 | $32.3M | +24.8% |
| FY2021 | $25.9M | -19.9% |
| FY2020 | $32.3M | +24.8% |
| FY2019 | $25.9M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026