Company / Return on Assets (ROA)
WHITE MOUNTAINS INSURANCE GROUP LTD Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
9.0%
FY2025
5-year range
-3.9% / 10.7%
FY2021-FY2025
Trend
+287.5%
vs FY2024
Sector context
#40 of 400
Financials
What the data says
Return on Assets (ROA) changed +288% YoY in FY2025, a notable deviation from the 9-year average annual change of +85%.
Based on SEC 10-K filings.
9.0% in FY2025 with a 5-year CAGR of -4.7%. Top quartile in the Financials sector.
Improved from 6.1% to 9.0% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -1.7pp
- 5-Year Change
- -4.7pp
- 10-Year Change
- -
Sector benchmark
Top 10% in FinancialsTop 10% of 400This company 9.0% Sector average 2.1%
▼
+327.0% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 287.5% year-over-year.
- Currently 6.9pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2017.
- Lowest return on assets (roa) in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.97 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 9.0% | +287.5% |
| FY2024 | 2.3% | -61.8% |
| FY2023 | 6.1% | -43.4% |
| FY2022 | 10.7% | +373.0% |
| FY2021 | -3.9% | -128.6% |
| FY2020 | 13.7% | +45.3% |
| FY2019 | 9.4% | +266.1% |
| FY2018 | -5.7% | -135.1% |
| FY2017 | 16.2% | +158.5% |
| FY2016 | 6.3% | +133.1% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026