Company / Return on Assets (ROA)
WHITE MOUNTAINS INSURANCE GROUP LTD Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
9.0%
FY2025
5-year range
-3.9% / 9.0%
FY2021-FY2025
Trend
+287.5%
vs FY2024
Sector context
#40 of 402
Financials
What the data says
Return on Assets (ROA) changed +288% YoY in FY2025, a notable deviation from the 9-year average annual change of +70%.
Based on SEC 10-K filings.
9.0% in FY2025 with a 5-year CAGR of +13.0%. Top quartile in the Financials sector.
Improved from -3.3% to 9.0% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +0.0pp
- 5-Year Change
- +13.0pp
- 10-Year Change
- -
Sector benchmark
Top 10% in FinancialsTop 10% of 402This company 9.0% Sector average 2.8%
▼
+225.7% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 287.5% year-over-year.
- Currently 6.2pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2019.
- Lowest return on assets (roa) in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.97 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 9.0% | +287.5% |
| FY2024 | 2.3% | +170.7% |
| FY2023 | -3.3% | -136.5% |
| FY2022 | 9.0% | +328.5% |
| FY2021 | -3.9% | +0.8% |
| FY2020 | -4.0% | -126.6% |
| FY2019 | 14.9% | +22.5% |
| FY2018 | 12.2% | +60.8% |
| FY2017 | 7.6% | +20.6% |
| FY2016 | 6.3% | +133.1% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026