Company / Return on Equity (ROE)
WHITE MOUNTAINS INSURANCE GROUP LTD Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
20.4%
FY2025
5-year range
-7.8% / 21.2%
FY2021-FY2025
Trend
+296.7%
vs FY2024
Sector context
#65 of 388
Financials
What the data says
Return on Equity (ROE) changed +297% YoY in FY2025, a notable deviation from the 9-year average annual change of +72%.
Based on SEC 10-K filings.
20.4% in FY2025 with a 5-year CAGR of +3.4%. Top quartile in the Financials sector.
Improved from 12.0% to 20.4% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -0.8pp
- 5-Year Change
- +3.4pp
- 10-Year Change
- -
Sector benchmark
Top 17% in FinancialsTop 17% of 388This company 20.4% Sector average 16.4%
▼
+24.6% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 296.7% year-over-year.
- Currently 4.0pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2022.
- Lowest return on equity (roe) in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.97 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 20.4% | +296.7% |
| FY2024 | 5.1% | -57.2% |
| FY2023 | 12.0% | -43.2% |
| FY2022 | 21.2% | +372.7% |
| FY2021 | -7.8% | -145.7% |
| FY2020 | 17.0% | +47.0% |
| FY2019 | 11.6% | +271.6% |
| FY2018 | -6.7% | -139.6% |
| FY2017 | 17.0% | +48.7% |
| FY2016 | 11.4% | +61.5% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026