Company / Profit Margin
WHITE MOUNTAINS INSURANCE GROUP LTD Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
29.6%
FY2025
5-year range
-44.8% / 68.5%
FY2021-FY2025
Trend
+187.9%
vs FY2024
Sector context
#67 of 272
Financials
What the data says
WHITE MOUNTAINS INSURANCE GROUP LTD's profit margin of 29.6% is higher than 75% of companies in the Financials sector (FY2025). Profit Margin returned to growth in FY2025 after 2 years of decline, reaching 29.6%.
Based on SEC 10-K filings.
29.6% in FY2025 with a 5-year CAGR of -44.5%. Top quartile in the Financials sector.
Improved from 23.5% to 29.6% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- -38.8pp
- 5-Year Change
- -44.5pp
- 10-Year Change
- -
Sector benchmark
Top 25% in FinancialsTop 25% of 272This company 29.6% Sector average 71.5%
▼
-58.6% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 187.9% year-over-year.
- Currently 41.9pp below the Financials sector average.
- Peak profit margin was recorded in FY2016.
- Lowest profit margin in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.97 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 29.6% | +187.9% |
| FY2024 | 10.3% | -56.2% |
| FY2023 | 23.5% | -65.7% |
| FY2022 | 68.5% | +252.8% |
| FY2021 | -44.8% | -160.5% |
| FY2020 | 74.1% | +75.7% |
| FY2019 | 42.1% | +181.3% |
| FY2018 | -51.9% | -132.7% |
| FY2017 | 158.7% | -38.8% |
| FY2016 | 259.4% | +312.4% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026