Company / Free Cash Flow
UWM Holdings Corp Free Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
-$2.7B
FY2025
5-year range
-$10.0B / $138.8M
FY2021-FY2025
Trend
+56.7%
vs FY2024
Sector context
#296 of 302
Financials
What the data says
Among 302 Financials companies, UWM Holdings Corp is in the bottom 2% for free cash flow. Free Cash Flow has fluctuated over the past 7 years, ranging from -$10.0B in FY2021 to $139M in FY2023.
Based on SEC 10-K filings.
-$2.7B in FY2025.
Declined from $139M to -$2.7B over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 302This company -$2.7B Sector average $646.4M
▼
-521.0% below sector average
Key checks
Key Insights
- In FY2025, free cash flow increased 56.7% year-over-year.
- Ranks #296 out of 302 companies in the Financials sector.
- Peak free cash flow was recorded in FY2023.
- Lowest free cash flow in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.24 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$2.7B | +56.7% |
| FY2024 | -$6.3B | -4624.9% |
| FY2023 | $138.8M | +15945.9% |
| FY2022 | -$876.0K | +100.0% |
| FY2021 | -$10.0B | -1144003.5% |
| FY2020 | -$876.0K | +100.0% |
| FY2019 | -$3.5B | - |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026