Company / Operating Cash Flow
UWM Holdings Corp Operating Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
-$2.6B
FY2025
5-year range
-$10.0B / $165.2M
FY2021-FY2025
Trend
+57.6%
vs FY2024
Sector context
#401 of 413
Financials
What the data says
Among 413 Financials companies, UWM Holdings Corp is in the bottom 3% for operating cash flow. Operating Cash Flow has fluctuated over the past 7 years, ranging from -$10.0B in FY2021 to $165M in FY2023.
Based on SEC 10-K filings.
-$2.6B in FY2025.
Declined from $165M to -$2.6B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 3% in FinancialsTop 97% of 413This company -$2.6B Sector average $636.4M
▼
-516.0% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow increased 57.6% year-over-year.
- Ranks #401 out of 413 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2023.
- Lowest operating cash flow in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.24 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$2.6B | +57.6% |
| FY2024 | -$6.2B | -3877.1% |
| FY2023 | $165.2M | +192.9% |
| FY2022 | $56.4M | +100.6% |
| FY2021 | -$10.0B | -17750.4% |
| FY2020 | $56.4M | +101.6% |
| FY2019 | -$3.5B | - |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026