Company / FCF Margin
UWM Holdings Corp FCF Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
-86.1%
FY2025
5-year range
-337.4% / 6.4%
FY2021-FY2025
Trend
+63.3%
vs FY2024
Sector context
#194 of 206
Financials
What the data says
Among 206 Financials companies, UWM Holdings Corp is in the bottom 6% for fcf margin. FCF Margin has fluctuated over the past 6 years, ranging from -337.4% in FY2021 to 6.4% in FY2023.
Based on SEC 10-K filings.
-86.1% in FY2025 with a 5-year CAGR of -86.1%.
Declined from 6.4% to -86.1% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -86.1pp
- 5-Year Change
- -86.1pp
- 10-Year Change
- -
Sector benchmark
Bottom 6% in FinancialsTop 94% of 206This company -86.1% Sector average 207.7%
▼
-141.5% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 63.3% year-over-year.
- Currently 293.8pp below the Financials sector average.
- Peak fcf margin was recorded in FY2023.
- Lowest fcf margin in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.24 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -86.1% | +63.3% |
| FY2024 | -234.9% | -3764.3% |
| FY2023 | 6.4% | +32150.0% |
| FY2022 | -0.0% | +100.0% |
| FY2021 | -337.4% | -1687000.0% |
| FY2020 | -0.0% | - |
| FY2019 | - | - |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026