Company / Operating Income per Share
Upstart Holdings, Inc. Operating Income per Share History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Income per Share
$0.40
FY2025
5-year range
-$3.06 / $1.49
FY2021-FY2025
Trend
+120.5%
vs FY2024
Sector context
#83 of 100
Financials
What the data says
Upstart Holdings, Inc.'s operating income per share of $0.40 is lower than 83% of companies in the Financials sector (FY2025). Improved from $-3.06 to $0.40 over the past 2 years.
Based on SEC 10-K filings.
0.40 in FY2025 with a 5-year CAGR of -10.0%.
Improved from $-3.06 to $0.40 over the past 2 years.
Financials sector context is included.
Operating Income per Share over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -10.0%
- 10-Year CAGR
- -
Sector benchmark
Bottom 17% in FinancialsTop 83% of 100This company $0.40 Sector average $11.71
▼
-96.6% below sector average
Key checks
Key Insights
- In FY2025, operating income per share increased 120.5% year-over-year.
- Ranks #83 out of 100 companies in the Financials sector.
- Peak operating income per share was recorded in FY2021.
- Lowest operating income per share in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Income per ShareValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $0.40 | +120.5% |
| FY2024 | -$1.93 | +36.9% |
| FY2023 | -$3.06 | -122.6% |
| FY2022 | -$1.38 | -192.5% |
| FY2021 | $1.49 | +121.3% |
| FY2020 | $0.67 | +310.5% |
| FY2019 | -$0.32 | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026