Company / EPS (Diluted)
Upstart Holdings, Inc. EPS (Diluted) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest EPS (Diluted)
$0.45
FY2025
5-year range
-$2.87 / $1.43
FY2021-FY2025
Trend
+131.3%
vs FY2024
Sector context
#319 of 375
Financials
What the data says
Upstart Holdings, Inc.'s eps (diluted) of $0.45 is lower than 85% of companies in the Financials sector (FY2025). Improved from $-2.87 to $0.45 over the past 2 years.
Based on SEC 10-K filings.
0.45 in FY2025.
Improved from $-2.87 to $0.45 over the past 2 years.
Financials sector context is included.
EPS (Diluted) over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 15% in FinancialsTop 85% of 375This company $0.45 Sector average $6.73
▼
-93.3% below sector average
Key checks
Key Insights
- In FY2025, eps (diluted) increased 131.3% year-over-year.
- Ranks #319 out of 375 companies in the Financials sector.
- Peak eps (diluted) was recorded in FY2021.
- Lowest eps (diluted) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | EPS (Diluted)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | $0.45 | +131.3% |
| FY2024 | -$1.44 | +49.8% |
| FY2023 | -$2.87 | -119.1% |
| FY2022 | -$1.31 | -191.6% |
| FY2021 | $1.43 | - |
| FY2020 | $0.00 | +100.0% |
| FY2019 | -$0.03 | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026