Company / EPS (Diluted)
Upstart Holdings, Inc. EPS (Diluted) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest EPS (Diluted)
-$2.87
FY2025
5-year range
-$2.87 / $1.43
FY2021-FY2025
Trend
-119.1%
vs FY2024
Sector context
#368 of 387
Financials
What the data says
Among 387 Financials companies, Upstart Holdings, Inc. is in the bottom 5% for eps (diluted). EPS (Diluted) has fluctuated over the past 7 years, ranging from $-2.87 in FY2025 to $1.43 in FY2023.
Based on SEC 10-K filings.
-2.87 in FY2025.
Declined from $1.43 to $-2.87 over the past 2 years.
Financials sector context is included.
EPS (Diluted) over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 387This company -$2.87 Sector average $6.48
▼
-144.3% below sector average
Key checks
Key Insights
- In FY2025, eps (diluted) decreased 119.1% year-over-year.
- Ranks #368 out of 387 companies in the Financials sector.
- Peak eps (diluted) was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.45 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | EPS (Diluted)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$2.87 | -119.1% |
| FY2024 | -$1.31 | -191.6% |
| FY2023 | $1.43 | - |
| FY2022 | $0.00 | +100.0% |
| FY2021 | -$0.03 | - |
| FY2020 | $0.00 | +100.0% |
| FY2019 | -$0.03 | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026