Company / Operating Cash Flow per Share
Upstart Holdings, Inc. Operating Cash Flow per Share History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow per Share
-$1.58
FY2025
5-year range
-$1.58 / $2.16
FY2021-FY2025
Trend
-173.2%
vs FY2024
Sector context
#354 of 386
Financials
What the data says
Among 386 Financials companies, Upstart Holdings, Inc. is in the bottom 8% for operating cash flow per share. Declined from $-1.37 to $-1.58 over the past 2 years.
Based on SEC 10-K filings.
-1.58 in FY2025.
Declined from $-1.37 to $-1.58 over the past 2 years.
Financials sector context is included.
Operating Cash Flow per Share over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 8% in FinancialsTop 92% of 386This company -$1.58 Sector average $4.85
▼
-132.6% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow per share decreased 173.2% year-over-year.
- Ranks #354 out of 386 companies in the Financials sector.
- Peak operating cash flow per share was recorded in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.45 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash Flow per ShareValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$1.58 | -173.2% |
| FY2024 | $2.16 | +257.0% |
| FY2023 | -$1.37 | -832.7% |
| FY2022 | $0.19 | -56.4% |
| FY2021 | $0.43 | -51.9% |
| FY2020 | $0.90 | -59.3% |
| FY2019 | $2.20 | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026