Company / EPS (Basic)
Upstart Holdings, Inc. EPS (Basic) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest EPS (Basic)
-$2.87
FY2025
5-year range
-$2.87 / $1.73
FY2021-FY2025
Trend
-119.1%
vs FY2024
Sector context
#372 of 391
Financials
What the data says
Among 391 Financials companies, Upstart Holdings, Inc. is in the bottom 5% for eps (basic). EPS (Basic) has fluctuated over the past 7 years, ranging from $-2.87 in FY2025 to $1.73 in FY2023.
Based on SEC 10-K filings.
-2.87 in FY2025.
Declined from $1.73 to $-2.87 over the past 2 years.
Financials sector context is included.
EPS (Basic) over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 391This company -$2.87 Sector average $6.97
▼
-141.2% below sector average
Key checks
Key Insights
- In FY2025, eps (basic) decreased 119.1% year-over-year.
- Ranks #372 out of 391 companies in the Financials sector.
- Peak eps (basic) was recorded in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.45 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | EPS (Basic)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$2.87 | -119.1% |
| FY2024 | -$1.31 | -175.7% |
| FY2023 | $1.73 | - |
| FY2022 | $0.00 | +100.0% |
| FY2021 | -$0.03 | - |
| FY2020 | $0.00 | +100.0% |
| FY2019 | -$0.03 | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026