Company / Cash & Equivalents
Upstart Holdings, Inc. Cash & Equivalents History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Cash & Equivalents
$652.4M
FY2025
5-year range
$368.4M / $788.4M
FY2023-FY2025
Trend
-17.3%
vs FY2024
Sector context
#102 of 249
Financials
What the data says
At $652M, Upstart Holdings, Inc.'s cash & equivalents ranks #102 of 249 in the Financials sector. Improved from $368M to $652M over the past 2 years.
Based on SEC 10-K filings.
$652M in FY2025.
Improved from $368M to $652M over the past 2 years.
Financials sector context is included.
Cash & Equivalents over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#102 of 249 in FinancialsTop 41% of 249This company $652.4M Sector average $2.9B
▼
-77.3% below sector average
Key checks
Key Insights
- In FY2025, cash & equivalents decreased 17.3% year-over-year.
- Ranks #102 out of 249 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Cash & EquivalentsValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $652.4M | -17.3% |
| FY2024 | $788.4M | +114.0% |
| FY2023 | $368.4M | - |
| FY2022 | - | - |
| FY2021 | - | - |
| FY2020 | - | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026