Company / Return on Equity (ROE)
Synchrony Financial Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
21.2%
FY2025
5-year range
16.1% / 30.9%
FY2021-FY2025
Trend
+0.4%
vs FY2024
Sector context
#62 of 390
Financials
What the data says
Synchrony Financial's return on equity (roe) of 21.2% is higher than 84% of companies in the Financials sector (FY2025). Return on Equity (ROE) has fluctuated over the past 10 years, ranging from 10.9% in FY2020 to 30.9% in FY2021.
Based on SEC 10-K filings.
21.2% in FY2025 with a 5-year CAGR of +10.3%. Top quartile in the Financials sector.
Improved from 16.1% to 21.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -2.2pp
- 5-Year Change
- +10.3pp
- 10-Year Change
- -
Sector benchmark
+20.7% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 0.4% year-over-year.
- Currently 3.6pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2020.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 21.2% | +0.4% |
| FY2024 | 21.1% | +31.1% |
| FY2023 | 16.1% | -31.3% |
| FY2022 | 23.4% | -24.2% |
| FY2021 | 30.9% | +183.6% |
| FY2020 | 10.9% | -56.1% |
| FY2019 | 24.8% | +30.6% |
| FY2018 | 19.0% | +39.9% |
| FY2017 | 13.6% | -14.3% |
| FY2016 | 15.9% | -9.7% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026