Company / Return on Assets (ROA)
Synchrony Financial Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
3.0%
FY2025
5-year range
1.9% / 4.4%
FY2021-FY2025
Trend
+1.7%
vs FY2024
Sector context
#122 of 402
Financials
What the data says
At 3.0%, Synchrony Financial's return on assets (roa) ranks #122 of 402 in the Financials sector. Return on Assets (ROA) has fluctuated over the past 10 years, ranging from 1.4% in FY2020 to 4.4% in FY2021.
Based on SEC 10-K filings.
3.0% in FY2025 with a 5-year CAGR of +1.5%.
Improved from 1.9% to 3.0% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +0.1pp
- 5-Year Change
- +1.5pp
- 10-Year Change
- -
Sector benchmark
#122 of 402 in FinancialsTop 30% of 402This company 3.0% Sector average 2.8%
▼
+8.0% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 1.7% year-over-year.
- Currently 0.2pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2021.
- Lowest return on assets (roa) in the period was in FY2020.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 3.0% | +1.7% |
| FY2024 | 2.9% | +53.4% |
| FY2023 | 1.9% | -33.7% |
| FY2022 | 2.9% | -34.7% |
| FY2021 | 4.4% | +206.3% |
| FY2020 | 1.4% | -59.7% |
| FY2019 | 3.6% | +36.8% |
| FY2018 | 2.6% | +29.2% |
| FY2017 | 2.0% | -19.2% |
| FY2016 | 2.5% | -5.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026