Company / Net Income
Synchrony Financial Net Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$3.6B
FY2025
5-year range
$2.2B / $4.2B
FY2021-FY2025
Trend
+1.5%
vs FY2024
Sector context
#36 of 412
Financials
What the data says
Among 412 Financials companies, Synchrony Financial is in the top 9% for net income. Net Income has fluctuated over the past 10 years, ranging from $1.4B in FY2020 to $4.2B in FY2021.
Based on SEC 10-K filings.
$3.6B in FY2025 with a 5-year CAGR of +20.7%. Top quartile in the Financials sector.
Improved from $2.2B to $3.6B over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- +5.6%
- 5-Year CAGR
- +20.7%
- 10-Year CAGR
- -
Sector benchmark
Top 9% in FinancialsTop 9% of 412This company $3.6B Sector average $1.5B
▼
+130.8% above sector average
Key checks
Key Insights
- 5-year CAGR of +20.7%, indicating consistent growth.
- In FY2025, net income increased 1.5% year-over-year.
- Ranks #36 out of 412 companies in the Financials sector.
- Peak net income was recorded in FY2021.
Company context
Key Data Points
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $3.6B | +1.5% |
| FY2024 | $3.5B | +56.3% |
| FY2023 | $2.2B | -25.8% |
| FY2022 | $3.0B | -28.5% |
| FY2021 | $4.2B | +204.8% |
| FY2020 | $1.4B | -63.0% |
| FY2019 | $3.7B | +34.3% |
| FY2018 | $2.8B | +44.2% |
| FY2017 | $1.9B | -14.0% |
| FY2016 | $2.3B | +1.7% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026