Company / Total Debt
SoFi Technologies, Inc. Total Debt History
FY2020-FY2022 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$5.5B
FY2022
5-year range
$3.9B / $5.5B
FY2020-FY2022
Trend
+39.0%
vs FY2021
Sector context
#57 of 202
Financials
What the data says
At $5.5B, SoFi Technologies, Inc.'s total debt ranks #146 of 202 in the Financials sector. Increased from $4.8B to $5.5B over the past 2 years.
Based on SEC 10-K filings.
$5.5B in FY2022.
Increased from $4.8B to $5.5B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#146 of 202 in FinancialsTop 72% of 202This company $5.5B Sector average $10.8B
▼
-49.1% below sector average
Key checks
Key Insights
- In FY2022, total debt increased 39.0% year-over-year.
- Ranks #57 out of 202 companies in the Financials sector.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | - | - |
| FY2024 | - | - |
| FY2023 | - | - |
| FY2022 | $5.5B | +39.0% |
| FY2021 | $3.9B | -17.7% |
| FY2020 | $4.8B | - |
| FY2019 | - | - |
As of FY2022 · SEC 10-K · Updated Feb 28, 2026