Company / Cash & Equivalents
SoFi Technologies, Inc. Cash & Equivalents History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Cash & Equivalents
$4.9B
FY2025
5-year range
$494.7M / $4.9B
FY2021-FY2025
Trend
+94.2%
vs FY2024
Sector context
#23 of 258
Financials
What the data says
Among 258 Financials companies, SoFi Technologies, Inc. is in the top 9% for cash & equivalents. Cash & Equivalents has fluctuated over the past 7 years, ranging from $495M in FY2021 to $4.9B in FY2025.
Based on SEC 10-K filings.
$4.9B in FY2025 with a 5-year CAGR of +41.4%. Top quartile in the Financials sector.
Improved from $3.1B to $4.9B over the past 2 years.
Financials sector context is included.
Cash & Equivalents over time
Growth rates
- 3-Year CAGR
- +51.3%
- 5-Year CAGR
- +41.4%
- 10-Year CAGR
- -
Sector benchmark
Top 9% in FinancialsTop 9% of 258This company $4.9B Sector average $2.8B
▼
+75.6% above sector average
Key checks
Key Insights
- 5-year CAGR of +41.4%, indicating consistent growth.
- In FY2025, cash & equivalents increased 94.2% year-over-year.
- Ranks #23 out of 258 companies in the Financials sector.
- Lowest cash & equivalents in the period was in FY2021.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Cash & EquivalentsValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $4.9B | +94.2% |
| FY2024 | $2.5B | -17.7% |
| FY2023 | $3.1B | +117.0% |
| FY2022 | $1.4B | +187.4% |
| FY2021 | $494.7M | -43.3% |
| FY2020 | $872.6M | +74.7% |
| FY2019 | $499.5M | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026