Company / Return on Assets (ROA)
PRA Group, Inc. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
-6.0%
FY2025
5-year range
-6.0% / 4.0%
FY2021-FY2025
Trend
-518.2%
vs FY2024
Sector context
#387 of 402
Financials
What the data says
Return on Assets (ROA) changed -518% YoY in FY2025, a notable deviation from the 9-year average annual change of -48%.
Based on SEC 10-K filings.
-6.0% in FY2025 with a 5-year CAGR of -7.4%.
Declined from 4.0% to -6.0% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -9.6pp
- 5-Year Change
- -7.4pp
- 10-Year Change
- -
Sector benchmark
Bottom 4% in FinancialsTop 96% of 402This company -6.0% Sector average 2.8%
▼
-316.7% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) decreased 518.2% year-over-year.
- Currently 8.7pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2017.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.52 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | -6.0% | -518.2% |
| FY2024 | 1.4% | -64.7% |
| FY2023 | 4.0% | +13.1% |
| FY2022 | 3.6% | +81.7% |
| FY2021 | 2.0% | +34.0% |
| FY2020 | 1.5% | -60.4% |
| FY2019 | 3.7% | +67.9% |
| FY2018 | 2.2% | -50.2% |
| FY2017 | 4.4% | +62.6% |
| FY2016 | 2.7% | -51.4% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026