Company / Total Debt
Pathward Financial, Inc. Total Debt History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$33.5M
FY2025
5-year range
$33.4M / $92.8M
FY2021-FY2025
Trend
+0.3%
vs FY2024
Sector context
#192 of 202
Financials
What the data says
Among 202 Financials companies, Pathward Financial, Inc. is in the top 5% for total debt. Total Debt returned to growth in FY2025 after 5 years of decline, reaching $33M.
Based on SEC 10-K filings.
$33M in FY2025 with a 5-year CAGR of -19.4%.
Remained stable around $33M over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- -2.4%
- 5-Year CAGR
- -19.4%
- 10-Year CAGR
- -
Sector benchmark
Top 5% in FinancialsTop 5% of 202This company $33.5M Sector average $10.8B
▼
-99.7% below sector average
Key checks
Key Insights
- 5-year CAGR of -19.4%, indicating a declining trend.
- In FY2025, total debt increased 0.3% year-over-year.
- Ranks #192 out of 202 companies in the Financials sector.
- Peak total debt was recorded in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.22 (distress zone, below 1.8 threshold)
- Strong profit margin: 22.1%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $33.5M | +0.3% |
| FY2024 | $33.4M | -1.5% |
| FY2023 | $33.9M | -6.0% |
| FY2022 | $36.0M | -61.2% |
| FY2021 | $92.8M | -5.5% |
| FY2020 | $98.2M | -54.5% |
| FY2019 | $215.8M | +142.6% |
| FY2018 | $89.0M | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026