Company / Return on Assets (ROA)
Pagaya Technologies Ltd. Return on Assets (ROA) History
FY2022-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
5.3%
FY2025
5-year range
-31.1% / 5.3%
FY2022-FY2025
Trend
+116.9%
vs FY2024
Sector context
#72 of 402
Financials
What the data says
Pagaya Technologies Ltd.'s return on assets (roa) of 5.3% is higher than 82% of companies in the Financials sector (FY2025). Improved from -7.5% to 5.3% over the past 2 years.
Based on SEC 10-K filings.
5.3% in FY2025 with a 3-year CAGR of +34.2%. Top quartile in the Financials sector.
Improved from -7.5% to 5.3% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +34.2pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Top 18% in FinancialsTop 18% of 402This company 5.3% Sector average 2.8%
▼
+90.6% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 116.9% year-over-year.
- Currently 2.5pp above the Financials sector average.
Company context
Key Data Points
- Altman Z-Score 1.09 (distress zone, below 1.8 threshold)
- Negative profit margin: -19.2%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 5.3% | +116.9% |
| FY2024 | -31.1% | -312.3% |
| FY2023 | -7.5% | +73.9% |
| FY2022 | -28.9% | - |
| FY2021 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026