Company / Financials
Pagaya Technologies Ltd. Financials
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$1.3B
FY2025 · +26.1% YoY
Net Income
$81.4M
FY2025 · +120.3% YoY
Profit Margin
6.3%
FY2025 · net income / revenue
ROE
17.0%
FY2025 · return on equity
Total Assets
$1.5B
FY2025
Total Debt
-
FY2025
Equity
$480.0M
FY2025
ROA
5.3%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 1.09 (distress zone, below 1.8 threshold)
- Negative profit margin: -19.2%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$1.3B+26.1% YoYNet Income HistoryProfit after all expenses and taxes$81.4M+120.3% YoYCost of Revenue HistoryDirect costs of producing goods and services sold$749.2M+25.4% YoYOperating Income HistoryProfit from core business operations before interest and taxes$263.8M+294.7% YoYSG&A Expense HistorySelling, general, and administrative expenses$159.6M-33.7% YoYR&D Expense HistoryResearch and development spending$75.2M-1.8% YoYIncome Tax HistoryTotal income tax expense-$19.7M-180.3% YoYEPS (Basic) HistoryBasic earnings per share-$2.14+74.0% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles-$2.14+74.0% YoYShares Outstanding HistoryWeighted average diluted shares outstanding60.0M+56.9% YoY