Pagaya Technologies Ltd. Income Statement
PGY / Financials|5 years of annual SEC 10-K data (FY2021-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 5 fiscal years. All figures from audited SEC 10-K filings.
Pagaya Technologies Ltd. reported $1.3B in revenue and $81M in net income for FY2025. Revenue has grown at a 28.7% compound annual rate over the past 4 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 1.09 (distress zone, below 1.8 threshold)
- Negative profit margin: -19.2%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $1.3B | $1.0B | $474.6M | $748.9M | $474.6M |
| Cost of Revenue | $749.2M | $597.7M | $232.3M | $451.1M | $232.3M |
| SG&A Expense | $159.6M | $240.8M | $132.2M | $294.2M | $132.2M |
| R&D Expense | $75.2M | $76.6M | $66.2M | $150.9M | $66.2M |
| Operating Income | $263.8M | $66.8M | -$5.8M | -$251.5M | -$5.8M |
| Income Tax | -$19.7M | $24.6M | $7.9M | $16.4M | $7.9M |
| Net Income | $81.4M | -$401.4M | -$91.2M | -$302.3M | -$91.2M |
| EPS (Basic) | $0.99 | -$5.66 | -$8.25 | -$8.22 | -$8.25 |
| EPS (Diluted) | $0.93 | -$5.66 | -$8.25 | -$8.22 | -$8.25 |
| Shares Outstanding | 83.1M | 70.9M | 16.3M | 38.3M | 16.3M |
| Operating Margin | 20.3% | 6.5% | -1.2% | -33.6% | -1.2% |
| Profit Margin | 6.3% | -38.9% | -19.2% | -40.4% | -19.2% |