Company / Operating Cash Flow
Pagaya Technologies Ltd. Operating Cash Flow History
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$238.6M
FY2025
5-year range
-$40.0M / $238.6M
FY2021-FY2025
Trend
+399.7%
vs FY2024
Sector context
#222 of 413
Financials
What the data says
Operating Cash Flow changed +400% YoY in FY2025, a notable deviation from the 4-year average annual change of +110%.
Based on SEC 10-K filings.
$239M in FY2025.
Improved from $50M to $239M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#222 of 413 in FinancialsTop 54% of 413This company $238.6M Sector average $636.4M
▼
-62.5% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow increased 399.7% year-over-year.
- Ranks #222 out of 413 companies in the Financials sector.
- Lowest operating cash flow in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 1.09 (distress zone, below 1.8 threshold)
- Negative profit margin: -19.2%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $238.6M | +399.7% |
| FY2024 | $47.8M | -4.1% |
| FY2023 | $49.8M | +224.5% |
| FY2022 | -$40.0M | -180.3% |
| FY2021 | $49.8M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026