Company / Operating Cash Flow
NBT Bancorp, Inc. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$235.2M
FY2025
5-year range
$145.3M / $235.2M
FY2021-FY2025
Trend
+24.7%
vs FY2024
Sector context
#224 of 413
Financials
What the data says
At $235M, NBT Bancorp, Inc.'s operating cash flow ranks #224 of 413 in the Financials sector. Operating Cash Flow has increased for 3 consecutive years, from $145M in FY2022 to $235M in FY2025.
Based on SEC 10-K filings.
$235M in FY2025 with a 5-year CAGR of +9.7%.
Improved from $157M to $235M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +17.4%
- 5-Year CAGR
- +9.7%
- 10-Year CAGR
- -
Sector benchmark
#224 of 413 in FinancialsTop 54% of 413This company $235.2M Sector average $636.4M
▼
-63.0% below sector average
Key checks
Key Insights
- NBT Bancorp, Inc.'s operating cash flow has grown for 3 consecutive years.
- 5-year CAGR of +9.7%, indicating consistent growth.
- In FY2025, operating cash flow increased 24.7% year-over-year.
- Ranks #224 out of 413 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $235.2M | +24.7% |
| FY2024 | $188.6M | +19.8% |
| FY2023 | $157.5M | +8.4% |
| FY2022 | $145.3M | -5.3% |
| FY2021 | $153.5M | +3.9% |
| FY2020 | $147.8M | +7.9% |
| FY2019 | $136.9M | -7.4% |
| FY2018 | $147.8M | +7.9% |
| FY2017 | $136.9M | +23.8% |
| FY2016 | $110.6M | -11.2% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026