NBT Bancorp, Inc. Cash Flow Statement
NBTB / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.
NBT Bancorp, Inc. generated $235M in operating cash flow and $219M in free cash flow in FY2025. Free cash flow margin was 119.7% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $169.2M | $140.6M | $118.8M | $152.0M | $154.9M | $104.4M | $121.0M | $112.6M | $82.2M | $78.4M | $76.4M | $75.1M | $61.7M | $54.6M | $57.9M |
| Operating Cash Flow | $235.2M | $188.6M | $157.5M | $183.2M | $159.2M | $145.3M | $153.5M | $147.8M | $136.9M | $110.6M | $124.5M | $87.8M | $119.3M | $88.9M | $83.8M |
| Capital Expenditures | $16.3M | $11.7M | $9.3M | $7.0M | $7.7M | $8.2M | $6.6M | $7.4M | $6.7M | $3.3M | $8.2M | $9.0M | $5.8M | $7.0M | $10.0M |
| Free Cash Flow | $218.9M | $176.8M | $148.2M | $176.2M | $151.4M | $137.1M | $146.8M | $140.4M | $130.2M | $107.3M | $116.3M | $78.8M | $113.5M | $81.9M | $73.8M |
| Share Buybacks | $10.2M | $251.0K | $4.9M | $14.7M | $21.7M | $8.0M | $0 | $0 | $0 | $17.2M | $26.8M | $72.0K | $12.5M | $15.5M | $30.5M |
| Dividends Paid | $72.6M | $62.3M | $55.9M | $49.8M | $47.7M | $47.2M | $46.0M | $43.3M | $40.1M | $38.9M | $38.1M | $36.9M | $33.5M | $26.7M | $27.1M |
| FCF Margin | 119.7% | 106.7% | 102.4% | 117.0% | 100.3% | 97.3% | 109.2% | 111.4% | - | - | - | - | - | - | - |