Company / Net Income
NBT Bancorp, Inc. Net Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$169.2M
FY2025
5-year range
$118.8M / $169.2M
FY2021-FY2025
Trend
+20.3%
vs FY2024
Sector context
#221 of 404
Financials
What the data says
At $169M, NBT Bancorp, Inc.'s net income ranks #221 of 404 in the Financials sector. Net Income has fluctuated over the past 10 years, ranging from $78M in FY2016 to $169M in FY2025.
Based on SEC 10-K filings.
$169M in FY2025 with a 5-year CAGR of +10.1%.
Improved from $119M to $169M over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- +3.6%
- 5-Year CAGR
- +10.1%
- 10-Year CAGR
- -
Sector benchmark
#221 of 404 in FinancialsTop 55% of 404This company $169.2M Sector average $1.6B
▼
-89.6% below sector average
Key checks
Key Insights
- 5-year CAGR of +10.1%, indicating consistent growth.
- In FY2025, net income increased 20.3% year-over-year.
- Ranks #221 out of 404 companies in the Financials sector.
- Lowest net income in the period was in FY2016.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $169.2M | +20.3% |
| FY2024 | $140.6M | +18.4% |
| FY2023 | $118.8M | -21.9% |
| FY2022 | $152.0M | -1.9% |
| FY2021 | $154.9M | +48.4% |
| FY2020 | $104.4M | -13.7% |
| FY2019 | $121.0M | +7.5% |
| FY2018 | $112.6M | +37.0% |
| FY2017 | $82.2M | +4.8% |
| FY2016 | $78.4M | +2.6% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026