Company / Free Cash Flow
loanDepot, Inc. Free Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
-$734.6M
FY2025
5-year range
-$2.1B / -$194.8M
FY2021-FY2025
Trend
+17.0%
vs FY2024
Sector context
#288 of 302
Financials
What the data says
Among 302 Financials companies, loanDepot, Inc. is in the bottom 5% for free cash flow. Free Cash Flow has fluctuated over the past 7 years, ranging from -$2.1B in FY2022 to -$195M in FY2023.
Based on SEC 10-K filings.
-$735M in FY2025.
Declined from -$195M to -$735M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 302This company -$734.6M Sector average $646.4M
▼
-213.6% below sector average
Key checks
Key Insights
- In FY2025, free cash flow increased 17.0% year-over-year.
- Ranks #288 out of 302 companies in the Financials sector.
- Peak free cash flow was recorded in FY2023.
- Lowest free cash flow in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
- Negative profit margin: -6.5%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$734.6M | +17.0% |
| FY2024 | -$884.7M | -354.1% |
| FY2023 | -$194.8M | +90.6% |
| FY2022 | -$2.1B | -36.7% |
| FY2021 | -$1.5B | +26.9% |
| FY2020 | -$2.1B | -36.7% |
| FY2019 | -$1.5B | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026