Company / Free Cash Flow
loanDepot, Inc. Free Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
-$734.6M
FY2025
5-year range
-$1.5B / $4.4B
FY2021-FY2025
Trend
+17.0%
vs FY2024
Sector context
#283 of 296
Financials
What the data says
Among 296 Financials companies, loanDepot, Inc. is in the bottom 4% for free cash flow. Free Cash Flow returned to growth in FY2025 after 2 years of decline, reaching -$735M.
Based on SEC 10-K filings.
-$735M in FY2025.
Declined from -$195M to -$735M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 4% in FinancialsTop 96% of 296This company -$734.6M Sector average $616.2M
▼
-219.2% below sector average
Key checks
Key Insights
- In FY2025, free cash flow increased 17.0% year-over-year.
- Ranks #283 out of 296 companies in the Financials sector.
- Peak free cash flow was recorded in FY2022.
- Lowest free cash flow in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
- Negative profit margin: -6.5%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$734.6M | +17.0% |
| FY2024 | -$884.7M | -354.1% |
| FY2023 | -$194.8M | -104.4% |
| FY2022 | $4.4B | +390.7% |
| FY2021 | -$1.5B | +26.4% |
| FY2020 | -$2.1B | -36.7% |
| FY2019 | -$1.5B | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026