Company / FCF Margin
loanDepot, Inc. FCF Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
-61.8%
FY2025
5-year range
-83.4% / 351.8%
FY2021-FY2025
Trend
+26.0%
vs FY2024
Sector context
#184 of 200
Financials
What the data says
Among 200 Financials companies, loanDepot, Inc. is in the bottom 8% for fcf margin. FCF Margin returned to growth in FY2025 after 2 years of decline, reaching -61.8%.
Based on SEC 10-K filings.
-61.8% in FY2025 with a 5-year CAGR of -13.9%.
Declined from -20.0% to -61.8% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -413.5pp
- 5-Year Change
- -13.9pp
- 10-Year Change
- -
Sector benchmark
Bottom 8% in FinancialsTop 92% of 200This company -61.8% Sector average 213.8%
▼
-128.9% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 26.0% year-over-year.
- Currently 275.6pp below the Financials sector average.
- Peak fcf margin was recorded in FY2022.
- Lowest fcf margin in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
- Negative profit margin: -6.5%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -61.8% | +26.0% |
| FY2024 | -83.4% | -317.2% |
| FY2023 | -20.0% | -105.7% |
| FY2022 | 351.8% | +962.2% |
| FY2021 | -40.8% | +14.8% |
| FY2020 | -47.9% | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026