Company / Operating Cash Flow
loanDepot, Inc. Operating Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
-$707.5M
FY2025
5-year range
-$1.5B / $4.5B
FY2021-FY2025
Trend
+17.6%
vs FY2024
Sector context
#390 of 405
Financials
What the data says
Among 405 Financials companies, loanDepot, Inc. is in the bottom 4% for operating cash flow. Operating Cash Flow returned to growth in FY2025 after 2 years of decline, reaching -$708M.
Based on SEC 10-K filings.
-$708M in FY2025.
Declined from -$174M to -$708M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 4% in FinancialsTop 96% of 405This company -$707.5M Sector average $611.8M
▼
-215.6% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow increased 17.6% year-over-year.
- Ranks #390 out of 405 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
- Lowest operating cash flow in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.12 (distress zone, below 1.8 threshold)
- Negative profit margin: -6.5%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$707.5M | +17.6% |
| FY2024 | -$858.3M | -392.7% |
| FY2023 | -$174.2M | -103.9% |
| FY2022 | $4.5B | +404.3% |
| FY2021 | -$1.5B | +27.8% |
| FY2020 | -$2.0B | -35.6% |
| FY2019 | -$1.5B | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026