Company / Free Cash Flow
LendingClub Corp Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
-$2.9B
FY2025
5-year range
-$2.9B / $386.9M
FY2021-FY2025
Trend
-6.7%
vs FY2024
Sector context
#297 of 302
Financials
What the data says
Among 302 Financials companies, LendingClub Corp is in the bottom 2% for free cash flow. Free Cash Flow has declined for 3 consecutive years, from $387M in FY2022 to -$2.9B in FY2025.
Based on SEC 10-K filings.
-$2.9B in FY2025.
Declined from -$1.2B to -$2.9B over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 302This company -$2.9B Sector average $646.4M
▼
-543.6% below sector average
Key checks
Key Insights
- LendingClub Corp's free cash flow has declined for 3 consecutive years.
- In FY2025, free cash flow decreased 6.7% year-over-year.
- Ranks #297 out of 302 companies in the Financials sector.
- Peak free cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$2.9B | -6.7% |
| FY2024 | -$2.7B | -124.8% |
| FY2023 | -$1.2B | -409.2% |
| FY2022 | $386.9M | +88.3% |
| FY2021 | $205.5M | -46.9% |
| FY2020 | $386.9M | +162.6% |
| FY2019 | -$618.0M | +10.8% |
| FY2018 | -$692.7M | -2059.4% |
| FY2017 | $35.4M | +168.9% |
| FY2016 | -$51.3M | -451.8% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026