Company / FCF Margin
LendingClub Corp FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
-287.1%
FY2025
5-year range
-341.6% / 47.3%
FY2021-FY2025
Trend
+16.0%
vs FY2024
Sector context
#202 of 206
Financials
What the data says
Among 206 Financials companies, LendingClub Corp is in the bottom 2% for fcf margin. FCF Margin returned to growth in FY2025 after 2 years of decline, reaching -287.1%.
Based on SEC 10-K filings.
-287.1% in FY2025 with a 5-year CAGR of -410.0%.
Declined from -138.3% to -287.1% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -334.3pp
- 5-Year Change
- -410.0pp
- 10-Year Change
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 206This company -287.1% Sector average 207.7%
▼
-238.2% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 16.0% year-over-year.
- Currently 494.8pp below the Financials sector average.
- Peak fcf margin was recorded in FY2020.
- Lowest fcf margin in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -287.1% | +16.0% |
| FY2024 | -341.6% | -146.9% |
| FY2023 | -138.3% | -392.7% |
| FY2022 | 47.3% | +88.3% |
| FY2021 | 25.1% | -79.6% |
| FY2020 | 122.9% | +214.3% |
| FY2019 | -107.6% | -7.9% |
| FY2018 | -99.7% | -1312.9% |
| FY2017 | 8.2% | +180.3% |
| FY2016 | -10.2% | -7.9% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026