Company / Operating Cash Flow
LendingClub Corp Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
-$2.7B
FY2025
5-year range
-$2.7B / $418.0M
FY2021-FY2025
Trend
-3.5%
vs FY2024
Sector context
#403 of 413
Financials
What the data says
Among 413 Financials companies, LendingClub Corp is in the bottom 2% for operating cash flow. Operating Cash Flow has declined for 3 consecutive years, from $418M in FY2022 to -$2.7B in FY2025.
Based on SEC 10-K filings.
-$2.7B in FY2025.
Declined from -$1.1B to -$2.7B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 2% in FinancialsTop 98% of 413This company -$2.7B Sector average $636.4M
▼
-528.5% below sector average
Key checks
Key Insights
- LendingClub Corp's operating cash flow has declined for 3 consecutive years.
- In FY2025, operating cash flow decreased 3.5% year-over-year.
- Ranks #403 out of 413 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$2.7B | -3.5% |
| FY2024 | -$2.6B | -131.8% |
| FY2023 | -$1.1B | -371.9% |
| FY2022 | $418.0M | +74.3% |
| FY2021 | $239.9M | -42.6% |
| FY2020 | $418.0M | +172.9% |
| FY2019 | -$573.4M | +10.4% |
| FY2018 | -$639.7M | -955.9% |
| FY2017 | $74.7M | +13613.9% |
| FY2016 | $545.0K | -52.2% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026