Company / Profit Margin
LendingClub Corp Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
13.6%
FY2025
5-year range
-22.9% / 13.6%
FY2021-FY2025
Trend
+108.3%
vs FY2024
Sector context
#159 of 280
Financials
What the data says
At 13.6%, LendingClub Corp's profit margin ranks #159 of 280 in the Financials sector. Profit Margin has increased for 3 consecutive years, from -22.9% in FY2022 to 13.6% in FY2025.
Based on SEC 10-K filings.
13.6% in FY2025 with a 5-year CAGR of +73.2%.
Improved from 4.5% to 13.6% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +36.5pp
- 5-Year Change
- +73.2pp
- 10-Year Change
- -
Sector benchmark
#159 of 280 in FinancialsTop 57% of 280This company 13.6% Sector average 69.8%
▼
-80.5% below sector average
Key checks
Key Insights
- LendingClub Corp's profit margin has grown for 3 consecutive years.
- In FY2025, profit margin increased 108.3% year-over-year.
- Currently 56.2pp below the Financials sector average.
- Lowest profit margin in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 13.6% | +108.3% |
| FY2024 | 6.5% | +44.9% |
| FY2023 | 4.5% | +119.6% |
| FY2022 | -22.9% | -1109.3% |
| FY2021 | 2.3% | +103.8% |
| FY2020 | -59.6% | -122.5% |
| FY2019 | -26.8% | -45.0% |
| FY2018 | -18.5% | -1492.2% |
| FY2017 | -1.2% | +96.0% |
| FY2016 | -29.1% | -490.8% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026