Company / Free Cash Flow
Lemonade, Inc. Free Cash Flow History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
-$25.9M
FY2025
5-year range
-$128.3M / -$20.8M
FY2021-FY2025
Trend
-24.5%
vs FY2024
Sector context
#269 of 302
Financials
What the data says
Lemonade, Inc.'s free cash flow of -$26M is lower than 89% of companies in the Financials sector (FY2025). Free Cash Flow has fluctuated over the past 8 years, ranging from -$128M in FY2023 to -$21M in FY2024.
Based on SEC 10-K filings.
-$26M in FY2025.
Improved from -$128M to -$26M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 11% in FinancialsTop 89% of 302This company -$25.9M Sector average $646.4M
▼
-104.0% below sector average
Key checks
Key Insights
- In FY2025, free cash flow decreased 24.5% year-over-year.
- Ranks #269 out of 302 companies in the Financials sector.
- Peak free cash flow was recorded in FY2024.
- Lowest free cash flow in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score -0.10 (distress zone, below 1.8 threshold)
- Negative profit margin: -26.4%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$25.9M | -24.5% |
| FY2024 | -$20.8M | +83.8% |
| FY2023 | -$128.3M | -33.5% |
| FY2022 | -$96.1M | -18.9% |
| FY2021 | -$80.8M | -94.7% |
| FY2020 | -$41.5M | +48.6% |
| FY2019 | -$80.8M | -94.7% |
| FY2018 | -$41.5M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026