Company / FCF Margin
Lemonade, Inc. FCF Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
-3.5%
FY2025
5-year range
-120.1% / -3.5%
FY2021-FY2025
Trend
+11.1%
vs FY2024
Sector context
#174 of 206
Financials
What the data says
Lemonade, Inc.'s fcf margin of -3.5% is lower than 84% of companies in the Financials sector (FY2025). FCF Margin has increased for 5 consecutive years, from -184.4% in FY2020 to -3.5% in FY2025.
Based on SEC 10-K filings.
-3.5% in FY2025 with a 5-year CAGR of +180.9%.
Improved from -29.8% to -3.5% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +98.3pp
- 5-Year Change
- +180.9pp
- 10-Year Change
- -
Sector benchmark
Bottom 16% in FinancialsTop 84% of 206This company -3.5% Sector average 207.7%
▼
-101.7% below sector average
Key checks
Key Insights
- Lemonade, Inc.'s fcf margin has grown for 5 consecutive years.
- In FY2025, fcf margin increased 11.1% year-over-year.
- Currently 211.2pp below the Financials sector average.
- Lowest fcf margin in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score -0.10 (distress zone, below 1.8 threshold)
- Negative profit margin: -26.4%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -3.5% | +11.1% |
| FY2024 | -4.0% | +86.8% |
| FY2023 | -29.8% | +70.7% |
| FY2022 | -101.8% | +15.2% |
| FY2021 | -120.1% | +34.9% |
| FY2020 | -184.4% | - |
| FY2019 | - | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026