Company / Operating Cash Flow
Lemonade, Inc. Operating Cash Flow History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
-$16.5M
FY2025
5-year range
-$119.1M / -$11.4M
FY2021-FY2025
Trend
-44.7%
vs FY2024
Sector context
#365 of 413
Financials
What the data says
Lemonade, Inc.'s operating cash flow of -$17M is lower than 88% of companies in the Financials sector (FY2025). Operating Cash Flow has fluctuated over the past 8 years, ranging from -$119M in FY2023 to -$11M in FY2024.
Based on SEC 10-K filings.
-$17M in FY2025.
Improved from -$119M to -$17M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 12% in FinancialsTop 88% of 413This company -$16.5M Sector average $636.4M
▼
-102.6% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow decreased 44.7% year-over-year.
- Ranks #365 out of 413 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2024.
- Lowest operating cash flow in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score -0.10 (distress zone, below 1.8 threshold)
- Negative profit margin: -26.4%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$16.5M | -44.7% |
| FY2024 | -$11.4M | +90.4% |
| FY2023 | -$119.1M | -29.9% |
| FY2022 | -$91.7M | -17.4% |
| FY2021 | -$78.1M | -91.4% |
| FY2020 | -$40.8M | +47.8% |
| FY2019 | -$78.1M | -91.4% |
| FY2018 | -$40.8M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026