Company / Return on Equity (ROE)
GERMAN AMERICAN BANCORP, INC. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
9.7%
FY2025
5-year range
9.7% / 14.6%
FY2021-FY2025
Trend
-17.3%
vs FY2024
Sector context
#225 of 390
Financials
What the data says
At 9.7%, GERMAN AMERICAN BANCORP, INC.'s return on equity (roe) ranks #225 of 390 in the Financials sector. Return on Equity (ROE) has declined for 3 consecutive years, from 14.6% in FY2022 to 9.7% in FY2025.
Based on SEC 10-K filings.
9.7% in FY2025 with a 5-year CAGR of -0.3%.
Declined from 12.9% to 9.7% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -5.0pp
- 5-Year Change
- -0.3pp
- 10-Year Change
- -
Sector benchmark
#225 of 390 in FinancialsTop 58% of 390This company 9.7% Sector average 17.6%
▼
-44.8% below sector average
Key checks
Key Insights
- GERMAN AMERICAN BANCORP, INC.'s return on equity (roe) has declined for 3 consecutive years.
- In FY2025, return on equity (roe) decreased 17.3% year-over-year.
- Currently 7.9pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.18 (distress zone, below 1.8 threshold)
- Strong profit margin: 23.7%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 9.7% | -17.3% |
| FY2024 | 11.7% | -9.4% |
| FY2023 | 12.9% | -11.7% |
| FY2022 | 14.6% | +16.4% |
| FY2021 | 12.6% | +26.4% |
| FY2020 | 10.0% | -3.5% |
| FY2019 | 10.3% | +1.8% |
| FY2018 | 10.1% | -9.1% |
| FY2017 | 11.2% | +4.8% |
| FY2016 | 10.7% | -10.6% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026