GERMAN AMERICAN BANCORP, INC. Cash Flow Statement
GABC / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.
GERMAN AMERICAN BANCORP, INC. generated $159M in operating cash flow and $154M in free cash flow in FY2025. Free cash flow margin was 31.6% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.18 (distress zone, below 1.8 threshold)
- Strong profit margin: 23.7%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $112.6M | $83.8M | $85.9M | $81.8M | $84.1M | $62.2M | $59.2M | $46.5M | $40.7M | $35.2M | $30.1M | $28.3M | $25.4M | $24.1M | $20.2M |
| Depreciation & Amortization | $18.7M | $9.3M | $9.6M | $10.1M | $8.8M | $9.4M | $8.6M | $6.2M | $4.7M | $4.3M | $4.3M | $4.8M | $4.5M | $4.7M | $5.1M |
| Operating Cash Flow | $159.3M | $95.8M | $107.2M | $110.0M | $100.8M | $92.4M | $65.2M | $62.3M | $54.9M | $41.9M | $31.3M | $36.5M | $41.7M | $42.0M | $26.6M |
| Capital Expenditures | $5.3M | $5.0M | $5.7M | $7.9M | $4.7M | $7.1M | $9.4M | $15.2M | $11.2M | $5.2M | $1.6M | $3.1M | $3.7M | $3.6M | $4.0M |
| Free Cash Flow | $154.0M | $90.7M | $101.5M | $102.2M | $96.2M | $85.3M | $55.9M | $47.1M | $43.7M | $36.7M | $29.7M | $33.4M | $38.0M | $38.4M | $22.7M |
| Dividends Paid | $43.3M | $31.8M | $29.4M | $27.0M | $22.2M | $20.1M | $17.6M | $14.1M | $11.8M | $10.6M | $9.0M | $8.4M | $7.7M | $7.1M | $7.0M |
| FCF Margin | 31.6% | 25.7% | 32.0% | 36.8% | - | - | - | - | - | - | - | - | - | - | - |