Company / Return on Assets (ROA)
GERMAN AMERICAN BANCORP, INC. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
1.3%
FY2025
5-year range
1.3% / 1.5%
FY2021-FY2025
Trend
+0.8%
vs FY2024
Sector context
#200 of 402
Financials
What the data says
At 1.3%, GERMAN AMERICAN BANCORP, INC.'s return on assets (roa) ranks #200 of 402 in the Financials sector. Return on Assets (ROA) has fluctuated over the past 10 years, ranging from 1.2% in FY2018 to 1.5% in FY2021.
Based on SEC 10-K filings.
1.3% in FY2025 with a 5-year CAGR of +0.1%.
Declined from 1.4% to 1.3% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +0.0pp
- 5-Year Change
- +0.1pp
- 10-Year Change
- -
Sector benchmark
#200 of 402 in FinancialsTop 50% of 402This company 1.3% Sector average 2.8%
▼
-51.4% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 0.8% year-over-year.
- Currently 1.4pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2021.
- Lowest return on assets (roa) in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.18 (distress zone, below 1.8 threshold)
- Strong profit margin: 23.7%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.3% | +0.8% |
| FY2024 | 1.3% | -5.0% |
| FY2023 | 1.4% | +5.3% |
| FY2022 | 1.3% | -11.3% |
| FY2021 | 1.5% | +20.0% |
| FY2020 | 1.3% | -7.4% |
| FY2019 | 1.4% | +14.4% |
| FY2018 | 1.2% | -8.5% |
| FY2017 | 1.3% | +8.4% |
| FY2016 | 1.2% | -6.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026