Company / Return on Assets (ROA)
First BanCorp (Puerto Rico) Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
1.8%
FY2025
5-year range
1.4% / 1.8%
FY2021-FY2025
Trend
+16.1%
vs FY2024
Sector context
#161 of 402
Financials
What the data says
At 1.8%, First BanCorp (Puerto Rico)'s return on assets (roa) ranks #161 of 402 in the Financials sector. Return on Assets (ROA) returned to growth in FY2025 after 2 years of decline, reaching 1.8%.
Based on SEC 10-K filings.
1.8% in FY2025 with a 5-year CAGR of +0.7%.
Improved from 1.6% to 1.8% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +0.2pp
- 5-Year Change
- +0.7pp
- 10-Year Change
- -
Sector benchmark
#161 of 402 in FinancialsTop 40% of 402This company 1.8% Sector average 2.8%
▼
-34.8% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 16.1% year-over-year.
- Currently 1.0pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2016.
- Lowest return on assets (roa) in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.21 (distress zone, below 1.8 threshold)
- Strong profit margin: 24.4%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.8% | +16.1% |
| FY2024 | 1.6% | -3.1% |
| FY2023 | 1.6% | -2.4% |
| FY2022 | 1.6% | +21.5% |
| FY2021 | 1.4% | +26.2% |
| FY2020 | 1.1% | +101.9% |
| FY2019 | 0.5% | -30.3% |
| FY2018 | 0.8% | +347.1% |
| FY2017 | 0.2% | -94.8% |
| FY2016 | 3.3% | +351.1% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026