Company / Profit Margin
First BanCorp (Puerto Rico) Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
27.5%
FY2025
5-year range
24.4% / 30.9%
FY2021-FY2025
Trend
+12.8%
vs FY2024
Sector context
#81 of 280
Financials
What the data says
At 27.5%, First BanCorp (Puerto Rico)'s profit margin ranks #81 of 280 in the Financials sector. Profit Margin returned to growth in FY2025 after 2 years of decline, reaching 27.5%.
Based on SEC 10-K filings.
27.5% in FY2025 with a 5-year CAGR of -1.0%.
Improved from 26.2% to 27.5% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- -3.5pp
- 5-Year Change
- -1.0pp
- 10-Year Change
- -
Sector benchmark
#81 of 280 in FinancialsTop 29% of 280This company 27.5% Sector average 69.8%
▼
-60.6% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 12.8% year-over-year.
- Currently 42.3pp below the Financials sector average.
- Peak profit margin was recorded in FY2016.
- Lowest profit margin in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.21 (distress zone, below 1.8 threshold)
- Strong profit margin: 24.4%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 27.5% | +12.8% |
| FY2024 | 24.4% | -7.0% |
| FY2023 | 26.2% | -15.3% |
| FY2022 | 30.9% | +0.9% |
| FY2021 | 30.7% | +7.6% |
| FY2020 | 28.5% | +177.0% |
| FY2019 | 10.3% | -25.7% |
| FY2018 | 13.9% | +346.8% |
| FY2017 | 3.1% | -94.5% |
| FY2016 | 56.4% | +316.2% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026