Company / Return on Equity (ROE)
First BanCorp (Puerto Rico) Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
17.5%
FY2025
5-year range
13.4% / 23.0%
FY2021-FY2025
Trend
-2.1%
vs FY2024
Sector context
#83 of 390
Financials
What the data says
First BanCorp (Puerto Rico)'s return on equity (roe) of 17.5% is higher than 79% of companies in the Financials sector (FY2025). Return on Equity (ROE) has declined for 3 consecutive years, from 23.0% in FY2022 to 17.5% in FY2025.
Based on SEC 10-K filings.
17.5% in FY2025 with a 5-year CAGR of +8.5%. Top quartile in the Financials sector.
Declined from 20.2% to 17.5% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -5.5pp
- 5-Year Change
- +8.5pp
- 10-Year Change
- -
Sector benchmark
In line with sector average
Key checks
Key Insights
- First BanCorp (Puerto Rico)'s return on equity (roe) has declined for 3 consecutive years.
- In FY2025, return on equity (roe) decreased 2.1% year-over-year.
- Currently 0.0pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2016.
Company context
Key Data Points
- Altman Z-Score 0.21 (distress zone, below 1.8 threshold)
- Strong profit margin: 24.4%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 17.5% | -2.1% |
| FY2024 | 17.9% | -11.5% |
| FY2023 | 20.2% | -12.1% |
| FY2022 | 23.0% | +72.1% |
| FY2021 | 13.4% | +47.7% |
| FY2020 | 9.0% | +176.8% |
| FY2019 | 3.3% | -34.5% |
| FY2018 | 5.0% | +319.3% |
| FY2017 | 1.2% | -94.9% |
| FY2016 | 23.2% | +335.4% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026