Company / Return on Equity (ROE)
Encore Capital Group, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
26.3%
FY2025
5-year range
-22.1% / 29.6%
FY2021-FY2025
Trend
+244.8%
vs FY2024
Sector context
#44 of 388
Financials
What the data says
Return on Equity (ROE) changed +245% YoY in FY2025, a notable deviation from the 9-year average annual change of +9%.
Based on SEC 10-K filings.
26.3% in FY2025 with a 5-year CAGR of +8.9%. Top quartile in the Financials sector.
Improved from -22.1% to 26.3% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +9.8pp
- 5-Year Change
- +8.9pp
- 10-Year Change
- -
Sector benchmark
Top 11% in FinancialsTop 11% of 388This company 26.3% Sector average 16.4%
▼
+60.7% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 244.8% year-over-year.
- Currently 9.9pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 26.3% | +244.8% |
| FY2024 | -18.1% | +17.7% |
| FY2023 | -22.1% | -233.7% |
| FY2022 | 16.5% | -44.3% |
| FY2021 | 29.6% | +70.1% |
| FY2020 | 17.4% | +6.0% |
| FY2019 | 16.4% | +15.9% |
| FY2018 | 14.2% | -0.9% |
| FY2017 | 14.3% | +4.5% |
| FY2016 | 13.7% | +80.8% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026