Company / Free Cash Flow
Chime Financial, Inc. Free Cash Flow History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$32.9M
FY2025
5-year range
-$167.1M / $59.3M
FY2023-FY2025
Trend
-44.6%
vs FY2024
Sector context
#253 of 299
Financials
What the data says
Chime Financial, Inc.'s free cash flow of $33M is lower than 85% of companies in the Financials sector (FY2025). Improved from -$167M to $33M over the past 2 years.
Based on SEC 10-K filings.
$33M in FY2025.
Improved from -$167M to $33M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 15% in FinancialsTop 85% of 299This company $32.9M Sector average $646.6M
▼
-94.9% below sector average
Key checks
Key Insights
- In FY2025, free cash flow decreased 44.6% year-over-year.
- Ranks #253 out of 299 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score -0.44 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $32.9M | -44.6% |
| FY2024 | $59.3M | +135.5% |
| FY2023 | -$167.1M | - |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026