Company / Operating Cash Flow
Chime Financial, Inc. Operating Cash Flow History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$52.8M
FY2025
5-year range
-$156.6M / $64.1M
FY2023-FY2025
Trend
-17.7%
vs FY2024
Sector context
#334 of 409
Financials
What the data says
Chime Financial, Inc.'s operating cash flow of $53M is lower than 82% of companies in the Financials sector (FY2025). Improved from -$157M to $53M over the past 2 years.
Based on SEC 10-K filings.
$53M in FY2025.
Improved from -$157M to $53M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 18% in FinancialsTop 82% of 409This company $52.8M Sector average $637.3M
▼
-91.7% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow decreased 17.7% year-over-year.
- Ranks #334 out of 409 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score -0.44 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $52.8M | -17.7% |
| FY2024 | $64.1M | +141.0% |
| FY2023 | -$156.6M | - |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026