Company / FCF Margin
Chime Financial, Inc. FCF Margin History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
1.5%
FY2025
5-year range
-13.1% / 3.5%
FY2023-FY2025
Trend
-57.7%
vs FY2024
Sector context
#170 of 204
Financials
What the data says
Chime Financial, Inc.'s fcf margin of 1.5% is lower than 83% of companies in the Financials sector (FY2025). Improved from -13.1% to 1.5% over the past 2 years.
Based on SEC 10-K filings.
1.5% in FY2025.
Improved from -13.1% to 1.5% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Bottom 17% in FinancialsTop 83% of 204This company 1.5% Sector average 210.0%
▼
-99.3% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 57.7% year-over-year.
- Currently 208.5pp below the Financials sector average.
Company context
Key Data Points
- Altman Z-Score -0.44 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.5% | -57.7% |
| FY2024 | 3.5% | +127.2% |
| FY2023 | -13.1% | - |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026