Company / Profit Margin
Chime Financial, Inc. Profit Margin History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
-46.2%
FY2025
5-year range
-46.2% / -1.5%
FY2023-FY2025
Trend
-2958.3%
vs FY2024
Sector context
#266 of 278
Financials
What the data says
Profit Margin changed -2958% YoY in FY2025, a notable deviation from the 2-year average annual change of -1434%.
Based on SEC 10-K filings.
-46.2% in FY2025.
Declined from -15.9% to -46.2% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- -
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Bottom 4% in FinancialsTop 96% of 278This company -46.2% Sector average 70.2%
▼
-165.8% below sector average
Key checks
Key Insights
- In FY2025, profit margin decreased 2958.3% year-over-year.
- Currently 116.3pp below the Financials sector average.
Company context
Key Data Points
- Altman Z-Score -0.44 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -46.2% | -2958.3% |
| FY2024 | -1.5% | +90.5% |
| FY2023 | -15.9% | - |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026